This Privacy Policy outlines how Taven Capital Receivables LLC ("Taven Capital," "we," "our," or "us") gathers, processes, retains, and protects data across tavencapital.com and our commercial funding intake. Our receivables products are structured exclusively for active commercial operators; where an applicant voluntarily elects our third-party partner connection, we also explain how inquiry fields are transmitted at your direction.
1. Categories of Data Gathered
- Submitted Intake Records: Signatory name, business entity/DBA name, residential and operating street addresses, telephone numbers, email coordinates, date of birth, Social Security number, state identification details, revenue cadence, and requested working capital sum.
- Read-Only Operating Ledger Signals: When you link a commercial checking account via an encrypted bank-verification bridge, we receive transaction history, average daily balances, and deposit regularity metrics.
- Identity & Risk Telemetry: Anti-fraud verification tokens, ABA routing confirmation, and signatory authority checks.
- Technical Session Logs: IP address, browser user-agent string, referring URL, timestamps, and operational cookies required to preserve session integrity.
2. Operational Purposes
Information gathered through this portal is utilized to: (a) evaluate commercial deposit velocity for a potential purchase of future receivables; (b) administer executed Receivables Purchase Agreements and ACH remittances; (c) route your inquiry—solely when authorized—to independent third-party finance providers; (d) deliver servicing correspondence; (e) prevent identity misuse and financial fraud; and (f) satisfy Delaware and federal record-keeping statutes.
3. Read-Only Bank Connectivity
Commercial account verification is facilitated through vetted third-party financial data aggregators. Your online banking username and password are entered directly into the aggregator's encrypted frame and are never visible to, transmitted through, or stored on Taven Capital servers.
4. Information Sharing & Operational Disclosures
We do not sell personal or commercial account lists to unrelated data brokers. Data is disclosed strictly in the following operational contexts:
- Contracted Infrastructure Vendors: Hosting, encryption, bank-aggregation, identity-verification, and ACH clearing vendors bound by confidentiality agreements.
- Authorized Partner Referrals: When you explicitly authorize our Partner Connection service (for instance, where W-2 wage income makes a commercial receivables advance inapplicable), we transmit relevant inquiry fields to participating independent providers so they may evaluate financing options.
- Regulatory & Judicial Mandates: Subpoenas, court orders, fraud investigations, or lawful supervisory audits.
- Corporate Continuity: Successor entities in the event of a commercial portfolio transfer or corporate reorganization under equivalent privacy protections.
5. Cryptographic & Administrative Safeguards
All portal payloads traverse TLS 1.2/1.3 encrypted channels and sensitive identifiers are encrypted at rest using AES-256 bit standards with role-restricted internal key governance. Should a verifiable security incident impact protected personal identifiers, we issue timely notifications in accordance with applicable Delaware and federal breach-notification statutes.
6. Commercial Data Classification & Retention
Because Taven Capital originates commercial B2B receivables transactions and declines commercial originations domiciled in California or New York, commercial underwriting files are maintained under B2B record-retention rules. Transaction ledgers, executed agreements, and E-Sign audit trails are archived securely for at least seven (7) years following final account reconciliation or file closure. You may update business contact details or opt out of marketing emails anytime via our Unsubscribe portal.
7. Adult Commercial Signatories Only
This platform is restricted to authorized individuals aged eighteen (18) years or older. We never knowingly solicit or store data belonging to minors.
8. Contact Our Privacy Desk
Taven Capital Receivables LLC
1201 N Orange St, Suite 740, Wilmington, DE 19801
Email: [email protected] · Telephone: (888) 432-7810